Retirement Done Right: Biblical Wisdom and Proven Strategies for a Secure Future

Are you approaching retirement with a plan that actually holds together — or just a pile of accounts and a hope that it all works out?What does faithful stewardship of everything God has entrusted to you look like when the paycheck stops and the real decisions begin?___________________________________________________________________________________________________You did the hard work. You got out of debt. You saved faithfully. You lived on less than you earned for decades. But building wealth and living on wealth are two completely different skills — and most retirement books only teach one of them.Retirement Done Right is for the Christian investor ready to go deeper. Written for families who followed a biblical, debt-free approach to building wealth and now want to ensure that wealth is deployed wisely, tax-efficiently, and generously, this book covers the full retirement journey — from accumulation to income to legacy — in one integrated framework.You will learn how to replace your paycheck with a coordinated retirement income plan that lasts. When to claim Social Security — and the spousal strategy most couples overlook. How Medicare works and how to manage the healthcare gap before it begins. How Required Minimum Distributions create unexpected tax burdens — and how Qualified Charitable Distributions turn that problem into a generosity opportunity.For investors with complex situations, the book goes further. 1031 exchanges. Tax-loss harvesting. Net Unrealized Appreciation. Donor-advised funds. The 72(t) SEPP plan and Rule of 55 for early retirees.Throughout every chapter, the financial framework is grounded in biblical stewardship — the conviction that we are managers, not owners, and that the purpose of wealth is faithful deployment in service of something larger than ourselves.Whether you are five years from retirement, navigating the transition now, or searching for strategies your current advisor has never mentioned, Retirement Done Right gives you the framework, the knowledge, and the confidence to steward what God has entrusted to you with wisdom, generosity, and peace.___________________________________________________________________________________________________About the AuthorJohn-Mark Young, CFP®, AIF®, ChFC®, CKA®, RICP®, RMA®, TPCP® is the President and Co-Chief Investment Officer of Whitaker-Myers Wealth Managers. A Dave Ramsey SmartVestor Pro and member of Dave Ramsey's Investing Advisory Council since 2019, he holds the Certified Kingdom Advisor designation and some of the most advanced retirement planning credentials in the industry.Named to the Forbes Best-In-State Wealth Advisors list for 2025 and 2026 and recognized by AdvisorHub as a Top 200 Fastest Growing Advisor, John-Mark has more than fifteen years of experience serving individuals and families. He holds an MBA in Finance from Ashland University and lives in Ohio, with his wife, Megan, and their three children.Retirement Done Right is his first book. Read more